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Loans

Federal Direct Loan Annual and Aggregate Limits


Dependent Undergraduates Subsidized Direct Loan Unsubsidized Direct Loan
Freshman $3,500 $2,000
Sophomore $4,500 $2,000
Junior $5,500 $2,000
Senior $5,500 $2,000
Dependent Undergraduates - Plus Loan Denied Subsidized Direct Loan Unsubsidized Direct Loan
Freshman $3,500 $6,000
Sophomore $4,500 $6,000
Junior $5,500 $7,000
Senior $5,500 $7,000
Independent Undergraduates Subsidized Direct Loan Unsubsidized Direct Loan
Freshman $3,500 $6,000
Sophomore $4,500 $6,000
Junior $5,500 $7,000
Senior $5,500 $7,000
Graduate Students Unsubsidized Direct Loan
Graduate Students $20,500

Aggregate Limits - cumulative amount a student may borrow for their education

Dependent undergraduate $31,000 (no more than $23,000 of the aggregate amount can be subsidized)
Independent undergraduate $57,500 (no more than $23,000 of the aggregate amount can be subsidized)
Graduate $138,500 (including loans for undergraduate study) No more than $65,500 of the aggregate amount can be subsidized.