About the Owl Choice Card

Owl Choice Card Debit MasterCardSouthern has partnered with Higher One«, a financial services company focused solely on higher education, to bring process student account refunds-the Owl Choice Card.  Please do not throw away this important card since it is your ticket to a faster refund.

Simply put, your Owl Choice Card is designed to provide you with choices for Financial Aid or school refunds. These options include:

A same day deposit to the OneAccount, an FDIC Insured, no monthly fee, no minimum balance checking account. With the OneAccount, you receive your funds the same day they're released by Higher One-the easiest and fastest choice available.

Transfer to another account (ACH) (refunds available in 2-3 business days).

Receive a paper check (refunds available in 5-7 business days).

Please select your refund preference as soon as you receive your card.  Remember, even if you are not currently expecting a refund from Southern, we may have a refund for you in the future. If you're not sure that Southern has your current mailing address, please take a moment to verify your address information today. Your new Owl Choice Card will be mailed to your current address on file with Southern. Therefore, it is critical that you verify your mailing address as soon as possible.

You can visit www.OwlChoiceCard.com to learn more about all the great benefits that accompany your all-new Owl Choice Card!

NOTICE: The Owl Choice Card Debit MasterCard is NOT A CREDIT CARD. This card has the ability to function as a DEBIT CARD, if you elect to have a free OneAccount or other Higher One checking account. The Owl Choice Debit MasterCard can also function as an ATM card.